VEHICLES & MOTORCYCLES

2018 OR NEWER MODEL YEARS:  1.99% - 36 MONTHS

                                                 2.25% - 48 MONTHS

                                                 2.49% - 60 MONTHS

                                                 2.49% - 72 MONTHS

2016 - 2017 MODEL YEARS:  2.49% - 66 MONTHS

2015 MODEL YEAR:  2.75% - 60 MONTHS

2014 MODEL YEAR:  2.99% - 60 MONTHS

2013 MODEL YEAR:  2.99% - 54 MONTHS

2012 MODEL YEAR:  3.25% - 48 MONTHS

2011 MODEL YEAR:  3.49% - 42 MONTHS

BOAT, CAMPER, R.V., ETC.
2018 OR NEWER - 4.25% - 84 MONTHS
               USED -  4.75% - 72 MONTHS

EQUITY REAL ESTATE

SHARE SECURED
4.99% * - TO 36 MONTHS
4.99% * - TO 60 MONTHS
*Rate must be at least 2% above APY received on secured account.

OTHER SECURED
7.25%

MASTERCARD
11.99%

Public Employees MasterCard program offers a low 11.99% non-variable rate of interest, no annual fee and a 25 day finance charge grace period on purchases.  Cash advance finance charges start on the date of advance and a $2.00 fee is assessed.  We use the average daily balance method of computing finance charges with a minimum of $0.50.  A $10.00 fee is assessed for late payments and returned checks.  No other fees apply.

SIGNATURE
12.99%

SIGNATURE PLUS

7.99%

Loan rates stated are annual percentage rates.  Loans that encompass more than one category will receive a weighted average rate.  Rates based on qualifying credit.