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Products & Services

REGULAR SHARE ACCOUNTS
Regular Share Accounts can be established with a deposit of only $25.00. Dividends are calculated on a daily basis and paid quarterly.

3-30 INVESTMENT ACCOUNT
Our 3-30 Investment Account is a money market type account requiring only a $500.00 balance to earn daily interest.  Dividends are paid monthly.


CERTIFICATES OF DEPOSIT
Certificate Accounts are available in terms ranging from one to three years with a minimum deposit of only $1,000.00. Dividends are paid quarterly.

SHARE DRAFT (CHECKING) ACCOUNTS
Share Draft (Checking) Accounts are offered without any minimum balance requirements or monthly service fees. Direct deposit services are available along with overdraft transfers from savings.

PRIVILEGED STATUS ATM NETWORK
Privileged Status ATM Network allows you to use your ATM/Debit card at numerous terminals throughout Iowa and the Midwest without incurring a surcharge.

INDIVIDUAL RETIREMENT ACCOUNTS
Individual Retirement Accounts, both Traditional and Roth, feature no fees and very competitive dividend rates.  We can help process your rollover or direct transfer.

DEPOSIT ACCOUNTS AT THE PUBLIC EMPLOYEES CREDIT UNION ARE INSURED TO $250,000.00 BY THE NATIONAL CREDIT UNION ADMINISTRATION, AN AGENCY OF THE FEDERAL GOVERNMENT.  INDIVIDUAL RETIREMENT ACCOUNTS ARE INSURED TO $250,000.00 BY THE NATIONAL CREDIT UNION ADMINISTRATION.

CONSUMER LOANS
Consumer Loans including vehicle, boat, recreational vehicle, motorcycle, and others are offered at competitive rates and terms.


EQUITY REAL ESTATE LOANS
Equity Real Estate Loans are offered for any purpose utilizing the equity in your home and feature a low fixed rate of interest and minimal costs. Terms are for up to 15 years and the interest paid may be tax deductible for you.


UNSECURED CREDIT
Unsecured Credit is available through signature loans or our attractive MasterCard program which features a low fixed rate of interest and no annual fee.

 
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8am - 5pm

Street Address:
624 Franklin St.
Waterloo, IA 50703
(319) 291-4375

Mailing Address:
PO Box 120
Waterloo, IA 50704